Compute your monthly SSS, PhilHealth, and Pag-IBIG deductions based on 2025–2026 official rates.
| Agency | Total Rate | Employee | Employer | Salary Range |
|---|---|---|---|---|
| SSS | 15% | 5% | 10% | ₱5K–₱35K MSC |
| PhilHealth | 5% | 2.5% | 2.5% | ₱10K–₱100K |
| Pag-IBIG | 4% | 2% | 2% | Max ₱10K |
The SSS contribution rate is 15% of the Monthly Salary Credit (MSC). The employee pays 5% and the employer pays 10%. For example, a ₱25,000 salary means the employee pays ₱1,250 and the employer pays ₱2,500 monthly.
The PhilHealth rate is 5% of basic monthly salary, split 2.5% employee and 2.5% employer. The salary base is capped at ₱100,000.
Pag-IBIG contributions are 4% of monthly salary, with a maximum salary base of ₱10,000. The employee pays 2% and the employer pays 2%, for a maximum of ₱400/month.
Yes. Self-employed individuals, freelancers, and OFWs can register as voluntary members of SSS, PhilHealth, and Pag-IBIG and pay contributions directly.